1 · Can the plan fund the life?
Check accessible money, cash flow and reserve pressure.
Read your results
A bigger investment balance is not always a better plan.
Start with what makes up the household: assets, debt, income and expenses, then read whether accessible money lasts, compare choices and test resilience.
Liquidity firstCompare like for likeMultiple resilience testsNo forecasts
Early Access guide: the result views described here are from the current Personal Early Access product.
Allocation
See the investment mix Styrvia is actually modelling.
Use the current Allocation view to inspect shares, bonds and cash or lower-risk reserve before you run market-resilience tests.
Money display: Plan-date money puts future values in plan-date purchasing power. Future amount shows the nominal amount at that date.
Read in layers
Start with the consequence. Open the detail when you need it.
Use the same order for every plan: funding first, comparison second, uncertainty third.
2 · What changed?
Compare the Starting Point with the alternative and identify the main trade-off.
3 · How resilient is it?
Use Market simulation and Past-market testing when the plan has relevant market exposure.
Market simulation and Past-market testing are stress tests, not forecasts.
Market simulation reruns the same plan across 2,000 market-return paths. Past-market testing replays maintained historical conditions over the same plan.
Market simulation
What P10, P50 and P90 mean.
They describe weaker, middle and stronger simulated outcomes — not predictions.
P10 · weaker end
About 10% of simulated outcomes are worse and 90% are better.
P50 · median
About half of simulated outcomes are worse and half are better.
P90 · stronger end
About 90% of simulated outcomes are worse and 10% are better.